RENTERS INSURANCE
Whether you rent a luxury apartment in the Tech Center or a small house in Colorado Springs, you need a local representative that's in tune with your needs. Our agents can help you protect yourself and your personal belongings.
Personal Property |
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This is a full range of worldwide protection for your clothing, furnishings, or other personal possessions if they are damaged or destroyed by a peril listed in your policy. |
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Loss of use |
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your policy will pay up to 12 months for specific expenses when your residence is damaged due to an insured cause of loss, and you have been forced to move to other facilities.
Coverage is provided for the increased cost of shelter, meals and other items above your normal living expenses. |
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Personal Liability |
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The protection covers you when you are legally liable for bodily injury including damage to property of others, medical payments to others, and the cost of defending covered lawsuits. |
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Additional Coverages |
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Up to $500 for bank or credit card, forgery and counterfeit money |
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Reasonable expenses to dispose of debris/damaged property due to covered loss |
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Up to $1,000 fire department charge |
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Temporary repairs to protect covered property from further damage |
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Optional Protection |
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Increased liability limits |
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Replacement cost on contents |
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Special limits for certain personal property items |
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Business property on premises |
$2,500 |
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Business property off premises |
$1,000 |
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Coins, bank notes, money |
$200 |
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Crave markers |
$1,000 |
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Home computer(s) |
$3,000 |
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Securities, stamps, deeds |
$1,000 |
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Trailers (not used with watercraft) |
$1,000 |
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Watercraft & related equipment |
$1,000 |
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Theft coverages for: |
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Firearms |
$1,000 per item / $5,000 aggregate |
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Furs and Jewelry |
$1,000 |
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Silverware/goldware |
$5,000 |
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